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Puppy and pet scam

A perfect puppy, a deposit paid, and then a chain of surprise fees.

How it works

A polished breeder site with stolen photos takes a deposit for a pet that doesn't exist. Once you've paid, an intermediary demands more for a climate-controlled crate, pet insurance, or customs clearance — each refundable on delivery. The animal never ships.

Red flags

  • Breeder will only communicate by text or email
  • No live video call with the animal
  • Payment via Zelle, Cash App, gift cards, or crypto
  • Extra transport, crate, or insurance fees after the deposit

Real-world example

"Your puppy is at the airport but needs a $950 refundable climate crate before the airline will load her."

What to do

  1. 01Insist on a live video call with the animal before paying anything.
  2. 02Reverse-image search the photos — reused pictures are the giveaway.
  3. 03Buy from a breeder you can visit, or adopt from a local shelter.
  4. 04Pay with a card or method that offers chargeback protection.

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